Congratulations on taking the first step towards financial freedom! Although beginning your investment journey may seem overwhelming, you can confidently navigate the financial world if you have the right knowledge. With a focus on the Indian financial scene, this provide you with a head start by recommending that you peruse five essential books that [...]
Indian equity markets have been on a tear. The benchmark Nifty has scaled new peaks for an astonishing 25th time in 2024, already surpassing its record-setting performance of 27 highs in all of 2023 (see image). With the Sensex crossing the historic 80,000 mark and Nifty nearing 24,000, fueled by strong fund inflows, investor [...]
Congratulations! You've built a substantial investment portfolio, with a healthy allocation towards equities. But as you approach retirement, a natural question arises: should you adjust your investment strategy? The answer, like most things in finance, isn't a one-size-fits-all. It depends on your individual circumstances, risk tolerance, and long-term goals. This blog delves into alternative investment [...]
The world is a vast landscape of opportunity, and for many Non-Resident Indians (NRIs), that landscape often extends beyond national borders. NRIs are uniquely positioned to leverage their skills and experience to secure positions and opportunities in other countries that offer exciting career growth. However, before packing your bags and booking your flight, there [...]
The Reserve Bank of India's (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can breathe easy knowing their EMIs won't change, those hoping for a significant drop in interest rates might have to hold [...]
Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant landscape, marked by record-breaking highs, is drawing investors towards thematic funds, capitalizing on the burgeoning momentum in sectors like manufacturing, [...]
The "golden years" of retirement, a time of freedom and new beginnings, is becoming an increasingly longer chapter in our lives. As life expectancy extends well into the 80s and beyond, the importance of sound financial planning during our working years is more crucial than ever. Retirement is no longer simply a brief respite [...]
As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, policy shifts, and investor sentiment. In this blog, we delve into how political changes, especially during Indian elections, can affect [...]
The first blush of romance and those dreamy wedding bells often fade into the practical considerations of married life. One of the most crucial, and potentially challenging, areas is navigating finances as a couple. Newlyweds may face unexpected hurdles as they learn to combine income, manage expenses, and build a shared financial future. Understanding [...]
As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, as is often the case in personal finance, is: it depends. Let's explore why prepaying your home loan could be [...]
