India’s financial landscape is undergoing a significant transformation, fuelled by digital innovations, policy reforms, and growing investor participation. Amid these changes, passive investing has gained traction as a reliable and straightforward investment approach. While active investing often captures more attention, passive strategies offer a consistent and long-term option for investors who prefer a more [...]
When planning your financial future, the Systematic Withdrawal Plan (SWP) stands as a powerful tool, especially for investors looking to draw regular income from their investments. Whether you're eyeing long-term goals like securing your retirement or shorter-term objectives like funding your child's education, SWP can serve as a steady stream of income while allowing [...]
The Indian Mutual Fund (MF) industry has been on a meteoric rise. With AUMs skyrocketing over the past decade, it is poised to hit a staggering Rs 100 lakh crore mark in as early as 2 to 3 years. The Indian MF industry's AUM has surged from Rs 50 lakh crore in December 2023 [...]
End-of-life planning is often perceived as a task for those of moderate means, with a common misconception that wealth can somehow protect against the complexities that arise after death. However, the reality is that no amount of wealth can bypass the inevitable. End-of-life planning is crucial, regardless of one’s financial status, and its importance [...]
The recent Budget has brought significant changes to the tax landscape, particularly for investments. One area that has caught investor attention is the increased Short-Term Capital Gains (STCG) tax. This has naturally raised questions about the appeal of arbitrage funds, which were once considered a tax-efficient investment option. Let’s break down what this means [...]
The National Pension System (NPS) serves as an essential retirement planning tool for Indians. With a framework of voluntary, market-linked contributions, NPS was created by the Central Government with the goal of offering a steady income following retirement. Here’s an easy-to-understand breakdown of NPS and the key updates introduced in the 2024 Budget. What [...]
Congratulations on taking the first step towards financial freedom! Although beginning your investment journey may seem overwhelming, you can confidently navigate the financial world if you have the right knowledge. With a focus on the Indian financial scene, this provide you with a head start by recommending that you peruse five essential books that [...]
Indian equity markets have been on a tear. The benchmark Nifty has scaled new peaks for an astonishing 25th time in 2024, already surpassing its record-setting performance of 27 highs in all of 2023 (see image). With the Sensex crossing the historic 80,000 mark and Nifty nearing 24,000, fueled by strong fund inflows, investor [...]
Congratulations! You've built a substantial investment portfolio, with a healthy allocation towards equities. But as you approach retirement, a natural question arises: should you adjust your investment strategy? The answer, like most things in finance, isn't a one-size-fits-all. It depends on your individual circumstances, risk tolerance, and long-term goals. This blog delves into alternative investment [...]
The world is a vast landscape of opportunity, and for many Non-Resident Indians (NRIs), that landscape often extends beyond national borders. NRIs are uniquely positioned to leverage their skills and experience to secure positions and opportunities in other countries that offer exciting career growth. However, before packing your bags and booking your flight, there [...]
