"But you need short-term paranoia to keep you alive long enough to exploit long-term optimism." The quote suggests that having a short-term "paranoia" about money, or being cautious and mindful in managing one's finances in the present, can help ensure financial stability and security in the long run. This allows individuals to be in [...]
People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making abilities can confidently analyze choices and make decisions for their financial situations, such as how and when to save and [...]
An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% for equity investments. The same for debt funds was pegged at 0.40%. Notably, the gap is comparatively lower between SIP [...]
Investments can be a significant step towards securing your assets with long-term visions for better returns. Decision-making skills are one of the main requisites for every investor. At every stage, investors need to ensure they make the most appropriate choices that are not based on biases. You can manage factors influencing market conditions through in-depth [...]
The Indian financial landscape has witnessed significant changes over the last decade with the infusion of technology. Better known as Fintech in the domain, technology has changed much of how we originally carried out our financial transactions. We transitioned from going into the bank during business hours to making cash deposits using ATMs accessible around [...]
Our brain works in mysterious ways with all the unfathomable information it stores and processes. It all seems a little incomprehensible to an ordinary man. However, scientific beliefs indicate how specific mechanisms lead to the final outcome of a problem, and that explains why we do what we do. While doing math in classrooms, [...]
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You should start early so that your child has a solid financial foundation that is not debt-ridden when they are ready [...]
When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we can't say the same about a few stars and legends whose reputation and fame disappeared as quickly as a train [...]
One in three Indian women do not invest their money.- Women & Money Power 2022 Investing means different things to different women. A single mother's investment strategy should differ from a single woman's. And, unlike a woman in her forties, a woman in her twenties has the financial resources to take chances. Is there a [...]
With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and the current geopolitical crisis subsides. Unfortunately, human as we are, we often get emotional about our investments and tend to [...]
