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A Methodical Approach to Financial Decision-making

People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making abilities can confidently analyze choices and make decisions for their financial situations, such as how and when to save and [...]

By |2022-11-29T11:22:10+00:00November 29th, 2022|All, Behaviour Finance|Comments Off on A Methodical Approach to Financial Decision-making

Why are your returns lower than your portfolio’s returns?

An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% for equity investments. The same for debt funds was pegged at 0.40%. Notably, the gap is comparatively lower between SIP [...]

By |2022-10-11T04:44:18+00:00October 3rd, 2022|All, Behaviour Finance|Comments Off on Why are your returns lower than your portfolio’s returns?

Control These 4 Biases to Enhance Your Investment Decisions.

Investments can be a significant step towards securing your assets with long-term visions for better returns. Decision-making skills are one of the main requisites for every investor. At every stage, investors need to ensure they make the most appropriate choices that are not based on biases. You can manage factors influencing market conditions through in-depth [...]

By |2022-09-26T10:03:38+00:00September 26th, 2022|All, Behaviour Finance|Comments Off on Control These 4 Biases to Enhance Your Investment Decisions.

Improving investment decisions with technology

The Indian financial landscape has witnessed significant changes over the last decade with the infusion of technology. Better known as Fintech in the domain, technology has changed much of how we originally carried out our financial transactions. We transitioned from going into the bank during business hours to making cash deposits using ATMs accessible around [...]

By |2022-08-23T13:13:55+00:00August 23rd, 2022|All, Behaviour Finance|Comments Off on Improving investment decisions with technology

Do heuristics affect your capacity for decision-making?

Our brain works in mysterious ways with all the unfathomable information it stores and processes. It all seems a little incomprehensible to an ordinary man. However, scientific beliefs indicate how specific mechanisms lead to the final outcome of a problem, and that explains why we do what we do. While doing math in classrooms, [...]

By |2022-07-18T11:51:31+00:00July 18th, 2022|All, Behaviour Finance|Comments Off on Do heuristics affect your capacity for decision-making?

How Your Financial Plan Can Change Your Childs Future

Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You should start early so that your child has a solid financial foundation that is not debt-ridden when they are ready [...]

By |2022-06-06T11:02:37+00:00June 6th, 2022|All, Behaviour Finance, Financial Planning, Markets, Personal Finance|Comments Off on How Your Financial Plan Can Change Your Childs Future

4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster

When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we can't say the same about a few stars and legends whose reputation and fame disappeared as quickly as a train [...]

By |2022-05-02T07:08:09+00:00May 2nd, 2022|All, Behaviour Finance|Comments Off on 4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster

The Indian Woman Investor

One in three Indian women do not invest their money.- Women & Money Power 2022 Investing means different things to different women. A single mother's investment strategy should differ from a single woman's. And, unlike a woman in her forties, a woman in her twenties has the financial resources to take chances. Is there a [...]

By |2022-03-08T05:28:44+00:00March 8th, 2022|All, Behaviour Finance|Comments Off on The Indian Woman Investor

Why the need for long-term in equity investing?

With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and the current geopolitical crisis subsides. Unfortunately, human as we are, we often get emotional about our investments and tend to [...]

By |2022-02-25T11:54:07+00:00February 25th, 2022|All, Behaviour Finance|Comments Off on Why the need for long-term in equity investing?

This Diwali Embrace 4 Profitable Financial Habits

Diwali, the festival of lights, celebrates the triumph of Lord Rama’s return after an eventful victory over Ravana. Goddess Laxmi, the deity of wealth, is also worshipped during this festivity. Being the most famous festival of India, celebrations are carried out with grandeur and splendour all across India. Diwali calls for family gatherings, traditional [...]

By |2021-10-29T09:12:44+00:00October 29th, 2021|All, Behaviour Finance|Comments Off on This Diwali Embrace 4 Profitable Financial Habits
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