Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.
Invest Like a Pro: 5 Books to Kickstart Your Financial Future
Congratulations on taking the first step towards financial freedom! Although beginning your investment journey may seem overwhelming, you can confidently navigate the financial world if you have the right knowledge. With a focus on [...]
Indian Markets Soar: Time to Temper Emotions with Reason
Indian equity markets have been on a tear. The benchmark Nifty has scaled new peaks for an astonishing 25th time in 2024, already surpassing its record-setting performance of 27 highs in all of 2023 [...]
You’re Wealthy, Now What? Exploring Effective Strategies for the modern day Investor
Congratulations! You've built a substantial investment portfolio, with a healthy allocation towards equities. But as you approach retirement, a natural question arises: should you adjust your investment strategy? The answer, like most things in finance, [...]
NRIs on the Move: Financial Considerations for a Smooth Relocation
The world is a vast landscape of opportunity, and for many Non-Resident Indians (NRIs), that landscape often extends beyond national borders. NRIs are uniquely positioned to leverage their skills and experience to secure positions [...]
RBI Holds Repo Steady: Navigating Home Loan Rates in India
The Reserve Bank of India's (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can [...]
Sectoral Funds: An Opportunity for Investors?
Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant [...]
Indian Markets Soar: Time to Temper Emotions with Reason
Indian equity markets have been on a tear. The benchmark Nifty has scaled new peaks for an astonishing 25th time in 2024, already surpassing its record-setting performance of 27 highs in all of 2023 [...]
Riding the Momentum: Are Investors Overlooking Quality in the Indian Market Rally?
The Indian stock market has been enjoying a strong rally in the past year, offering double digit returns. While this is positive news overall, a closer look reveals some interesting trends, particularly in the relationship [...]
Inflation & the Stock Market in India: An Investor’s Roadmap
The impact of inflation on the Indian stock market is a topic worth considering that frequently leaves investors feeling conflicted. As savvy investors, you understand that knowledge is power, and staying well-informed about the [...]
Safeguarding Your Wealth During Economic Downturns: Strategies for HNIs
Protecting your wealth becomes crucial during recessions, especially for high-net-worth individuals. The consequences of not protecting your wealth proactively include the following: Erosion of Wealth: Failing to protect wealth during a recession can lead [...]
Navigating the 2023 Union Budget: An In-depth Look
The Union Budget 2023 has brought some significant changes that will impact the lives of High Net Worth Individuals (HNIs). In this blog, we will take a closer look at these changes, and share [...]
Uncovering the Truth: P&L of Individual Traders in Equity F&O
The stock market is one of the world's most volatile and unpredictable financial markets. In recent years, the equity futures and options (F&O) segment has gained significant popularity among individual traders due to its [...]
You’re Wealthy, Now What? Exploring Effective Strategies for the modern day Investor
Congratulations! You've built a substantial investment portfolio, with a healthy allocation towards equities. But as you approach retirement, a natural question arises: should you adjust your investment strategy? The answer, like most things in finance, [...]
Inflations Effect on the Indian Stock Market
The financial landscape of the modern world is marked by complexity, with investor sentiment being increasingly driven by data and analysis. Inflation, once viewed as a harbinger of economic instability, now requires a nuanced understanding. [...]
Unraveling the Psychology of Money: Insights from Morgan Housel’s Book
Today, we delve into the captivating world of money psychology, drawing inspiration from Morgan Housel's thought-provoking book, "The Psychology of Money." In this blog, we will explore key takeaways and anecdotes, woven together with [...]
Unlocking Financial Success-Exploring the Psychology of Money
We are pleased to introduce "The Psychology of Money" by Morgan Housel, a remarkable book that delves into the intricate interplay between money and human behaviour. Housel, a highly regarded financial writer with extensive experience, [...]
Balancing short-term paranoia with long-term optimism
"But you need short-term paranoia to keep you alive long enough to exploit long-term optimism." The quote suggests that having a short-term "paranoia" about money, or being cautious and mindful in managing one's finances [...]
A Methodical Approach to Financial Decision-making
People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]
Invest Like a Pro: 5 Books to Kickstart Your Financial Future
Congratulations on taking the first step towards financial freedom! Although beginning your investment journey may seem overwhelming, you can confidently navigate the financial world if you have the right knowledge. With a focus on [...]
NRIs on the Move: Financial Considerations for a Smooth Relocation
The world is a vast landscape of opportunity, and for many Non-Resident Indians (NRIs), that landscape often extends beyond national borders. NRIs are uniquely positioned to leverage their skills and experience to secure positions [...]
RBI Holds Repo Steady: Navigating Home Loan Rates in India
The Reserve Bank of India's (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can [...]
Your Portfolio, India’s Politics: Staying Ahead
As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, [...]
Delving into the Intricacies of Alternate Investments
Once you've successfully built your wealth and sought opportunities beyond the conventional realm of stocks and bonds, a myriad of alternative investment paths beckon. These encompass real estate, hedge funds, commodities, private debt, peer-to-peer [...]
Beyond the Bias: Strategies for Skillful Bias Management in Investing
Investing is not a mere numerical exercise; it encompasses a profound understanding of the human element. Success in investing isn't a mere reflection of numbers and charts; it's deeply intertwined with the intricate workings [...]
Sectoral Funds: An Opportunity for Investors?
Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant [...]
Golden Years, Golden Nest Egg
The "golden years" of retirement, a time of freedom and new beginnings, is becoming an increasingly longer chapter in our lives. As life expectancy extends well into the 80s and beyond, the importance of [...]
Navigating Financial Waters: Money Management for Newlyweds
The first blush of romance and those dreamy wedding bells often fade into the practical considerations of married life. One of the most crucial, and potentially challenging, areas is navigating finances as a couple. [...]
Weighing Your Options: Prepayment vs. Investing in the Current Market
As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, [...]
What You Should Know and Consider While Redeeming a Mutual Fund
Mutual funds have become increasingly popular investment vehicles, offering the potential for growth and diversification. As an investor, you may have experienced the satisfaction of seeing your investments grow over time. However, there may [...]
Decode Rupee Cost Averaging (RCA) and Value Averaging: Strategies for Long-Term Investing
Investing in the financial market can be daunting, with its inherent volatility and uncertainty. Many investors are unsure how to navigate the market's ups and downs and make sound investment decisions. The temptation to [...]
Smart Investing: The Impact of Mutual Fund Fees on Your Investments
When investing in an Indian mutual fund, you combine your funds with other investors to purchase a diverse portfolio of securities that a mutual fund company manages. As with any service-based business, mutual fund [...]
Debt Mutual Funds in 2023: Tax Changes and Impact on Investors
The Union Budget 2023 brought some significant changes to the taxation of investments in Debt Mutual Funds (DMFs) in India. Earlier for Debt MFs held for over 3 years, investors were liable to be [...]
How to Choose the Right Mutual Funds: Important Considerations
Investing in mutual funds has become increasingly popular among High Net Worth Individuals (HNIs) and seasoned investors in India. However, with a plethora of mutual fund schemes available, it can be daunting to select [...]
Understanding Exit Load in Mutual Funds: What Investors Need to Know
When investing in mutual funds, it's important to understand the concept of exit load. This is a fee that some mutual fund companies charge investors when they redeem or sell their units within a [...]
Quarterly Financial Magazine October 2022
The life we create around can often be in conflict with the values we have within us. For instance, do our actions align with our values when it comes to money? Have you ever defined [...]
Quarterly Financial Magazine June 2022
An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline. [...]
Quarterly Financial Magazine April 2022
Inflation is the latest hot topic in financial news. CPI-based inflation was pegged at over 6% for the first quarter of 2022, and is likely to breach the 7% mark for April. View Magazine [...]
Quarterly Financial Magazine November 2021
India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic [...]
Quarterly Financial Magazine August 2021
We are amidst a raging bull market, with valuations being the talk of the town. The current market environment is now becoming a bit uncertain, with some stocks having a run far ahead of [...]
Quarterly Financial Magazine April 2021
As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will [...]