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Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.

RBI Holds Repo Steady: Navigating Home Loan Rates in India

June 12th, 2024|Comments Off on RBI Holds Repo Steady: Navigating Home Loan Rates in India

The Reserve Bank of India's (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can [...]

Sectoral Funds: An Opportunity for Investors?

June 4th, 2024|Comments Off on Sectoral Funds: An Opportunity for Investors?

Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant [...]

Golden Years, Golden Nest Egg

May 29th, 2024|Comments Off on Golden Years, Golden Nest Egg

The "golden years" of retirement, a time of freedom and new beginnings, is becoming an increasingly longer chapter in our lives. As life expectancy extends well into the 80s and beyond, the importance of [...]

Your Portfolio, India’s Politics: Staying Ahead

May 21st, 2024|Comments Off on Your Portfolio, India’s Politics: Staying Ahead

As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, [...]

Navigating Financial Waters: Money Management for Newlyweds

May 14th, 2024|Comments Off on Navigating Financial Waters: Money Management for Newlyweds

The first blush of romance and those dreamy wedding bells often fade into the practical considerations of married life. One of the most crucial, and potentially challenging, areas is navigating finances as a couple. [...]

Weighing Your Options: Prepayment vs. Investing in the Current Market

May 7th, 2024|Comments Off on Weighing Your Options: Prepayment vs. Investing in the Current Market

As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, [...]

Riding the Momentum: Are Investors Overlooking Quality in the Indian Market Rally?

March 5th, 2024|Comments Off on Riding the Momentum: Are Investors Overlooking Quality in the Indian Market Rally?

The Indian stock market has been enjoying a strong rally in the past year, offering double digit returns. While this is positive news overall, a closer look reveals some interesting trends, particularly in the relationship [...]

Inflation & the Stock Market in India: An Investor’s Roadmap

August 1st, 2023|Comments Off on Inflation & the Stock Market in India: An Investor’s Roadmap

The impact of inflation on the Indian stock market is a topic worth considering that frequently leaves investors feeling conflicted. As savvy investors, you understand that knowledge is power, and staying well-informed about the [...]

Safeguarding Your Wealth During Economic Downturns: Strategies for HNIs

July 18th, 2023|Comments Off on Safeguarding Your Wealth During Economic Downturns: Strategies for HNIs

Protecting your wealth becomes crucial during recessions, especially for high-net-worth individuals. The consequences of not protecting your wealth proactively include the following: Erosion of Wealth: Failing to protect wealth during a recession can lead [...]

Navigating the 2023 Union Budget: An In-depth Look

February 8th, 2023|Comments Off on Navigating the 2023 Union Budget: An In-depth Look

The Union Budget 2023 has brought some significant changes that will impact the lives of High Net Worth Individuals (HNIs). In this blog, we will take a closer look at these changes, and share [...]

Uncovering the Truth: P&L of Individual Traders in Equity F&O

January 31st, 2023|Comments Off on Uncovering the Truth: P&L of Individual Traders in Equity F&O

The stock market is one of the world's most volatile and unpredictable financial markets. In recent years, the equity futures and options (F&O) segment has gained significant popularity among individual traders due to its [...]

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Staying invested even through volatility

November 21st, 2022|Comments Off on Staying invested even through volatility

Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]

Inflations Effect on the Indian Stock Market

September 12th, 2023|Comments Off on Inflations Effect on the Indian Stock Market

The financial landscape of the modern world is marked by complexity, with investor sentiment being increasingly driven by data and analysis. Inflation, once viewed as a harbinger of economic instability, now requires a nuanced understanding. [...]

Unraveling the Psychology of Money: Insights from Morgan Housel’s Book

July 24th, 2023|Comments Off on Unraveling the Psychology of Money: Insights from Morgan Housel’s Book

Today, we delve into the captivating world of money psychology, drawing inspiration from Morgan Housel's thought-provoking book, "The Psychology of Money." In this blog, we will explore key takeaways and anecdotes, woven together with [...]

Unlocking Financial Success-Exploring the Psychology of Money

June 7th, 2023|Comments Off on Unlocking Financial Success-Exploring the Psychology of Money

We are pleased to introduce "The Psychology of Money" by Morgan Housel, a remarkable book that delves into the intricate interplay between money and human behaviour. Housel, a highly regarded financial writer with extensive experience, [...]

Balancing short-term paranoia with long-term optimism

February 14th, 2023|Comments Off on Balancing short-term paranoia with long-term optimism

"But you need short-term paranoia to keep you alive long enough to exploit long-term optimism." The quote suggests that having a short-term "paranoia" about money, or being cautious and mindful in managing one's finances [...]

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A Methodical Approach to Financial Decision-making

November 29th, 2022|Comments Off on A Methodical Approach to Financial Decision-making

People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]

Why are your returns lower than your portfolio’s returns?

October 3rd, 2022|Comments Off on Why are your returns lower than your portfolio’s returns?

An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% [...]

RBI Holds Repo Steady: Navigating Home Loan Rates in India

June 12th, 2024|Comments Off on RBI Holds Repo Steady: Navigating Home Loan Rates in India

The Reserve Bank of India's (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can [...]

Your Portfolio, India’s Politics: Staying Ahead

May 21st, 2024|Comments Off on Your Portfolio, India’s Politics: Staying Ahead

As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, [...]

Delving into the Intricacies of Alternate Investments

February 13th, 2024|Comments Off on Delving into the Intricacies of Alternate Investments

Once you've successfully built your wealth and sought opportunities beyond the conventional realm of stocks and bonds, a myriad of alternative investment paths beckon. These encompass real estate, hedge funds, commodities, private debt, peer-to-peer [...]

Beyond the Bias: Strategies for Skillful Bias Management in Investing

January 30th, 2024|Comments Off on Beyond the Bias: Strategies for Skillful Bias Management in Investing

Investing is not a mere numerical exercise; it encompasses a profound understanding of the human element. Success in investing isn't a mere reflection of numbers and charts; it's deeply intertwined with the intricate workings [...]

Wealth Harmony: A Simple Guide for HNIs

January 9th, 2024|Comments Off on Wealth Harmony: A Simple Guide for HNIs

For high-net-worth individuals (HNIs), the conventional focus on income and net worth offers only a limited perspective of their overall financial landscape. This blog suggests looking at things holistically, considering not only the numbers [...]

Understanding Cashflow Committed vs. Net Worth Committed Mindsets

May 30th, 2023|Comments Off on Understanding Cashflow Committed vs. Net Worth Committed Mindsets

When it comes to personal finance, two distinct mindsets shape how we make financial decisions: the ‘CashFlow Committed’ mindset and the ‘NetWorth Committed’ mindset. These mindsets play a vital role in determining our financial [...]

Sectoral Funds: An Opportunity for Investors?

June 4th, 2024|Comments Off on Sectoral Funds: An Opportunity for Investors?

Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant [...]

Golden Years, Golden Nest Egg

May 29th, 2024|Comments Off on Golden Years, Golden Nest Egg

The "golden years" of retirement, a time of freedom and new beginnings, is becoming an increasingly longer chapter in our lives. As life expectancy extends well into the 80s and beyond, the importance of [...]

Navigating Financial Waters: Money Management for Newlyweds

May 14th, 2024|Comments Off on Navigating Financial Waters: Money Management for Newlyweds

The first blush of romance and those dreamy wedding bells often fade into the practical considerations of married life. One of the most crucial, and potentially challenging, areas is navigating finances as a couple. [...]

Weighing Your Options: Prepayment vs. Investing in the Current Market

May 7th, 2024|Comments Off on Weighing Your Options: Prepayment vs. Investing in the Current Market

As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, [...]

What You Should Know and Consider While Redeeming a Mutual Fund

June 26th, 2023|Comments Off on What You Should Know and Consider While Redeeming a Mutual Fund

Mutual funds have become increasingly popular investment vehicles, offering the potential for growth and diversification. As an investor, you may have experienced the satisfaction of seeing your investments grow over time. However, there may [...]

Decode Rupee Cost Averaging (RCA) and Value Averaging: Strategies for Long-Term Investing

April 26th, 2023|Comments Off on Decode Rupee Cost Averaging (RCA) and Value Averaging: Strategies for Long-Term Investing

Investing in the financial market can be daunting, with its inherent volatility and uncertainty. Many investors are unsure how to navigate the market's ups and downs and make sound investment decisions. The temptation to [...]

Smart Investing: The Impact of Mutual Fund Fees on Your Investments

April 18th, 2023|Comments Off on Smart Investing: The Impact of Mutual Fund Fees on Your Investments

When investing in an Indian mutual fund, you combine your funds with other investors to purchase a diverse portfolio of securities that a mutual fund company manages. As with any service-based business, mutual fund [...]

Debt Mutual Funds in 2023: Tax Changes and Impact on Investors

April 5th, 2023|Comments Off on Debt Mutual Funds in 2023: Tax Changes and Impact on Investors

The Union Budget 2023 brought some significant changes to the taxation of investments in Debt Mutual Funds (DMFs) in India. Earlier for Debt MFs held for over 3 years, investors were liable to be [...]

How to Choose the Right Mutual Funds: Important Considerations

March 21st, 2023|Comments Off on How to Choose the Right Mutual Funds: Important Considerations

Investing in mutual funds has become increasingly popular among High Net Worth Individuals (HNIs) and seasoned investors in India. However, with a plethora of mutual fund schemes available, it can be daunting to select [...]

Quarterly Financial Magazine October 2022

November 5th, 2022|Comments Off on Quarterly Financial Magazine October 2022

The life we create around can often be in conflict with the values we have within us. For instance, do our actions align with our values when it comes to money? Have you ever defined [...]

Quarterly Financial Magazine June 2022

August 22nd, 2022|Comments Off on Quarterly Financial Magazine June 2022

An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline. [...]

Quarterly Financial Magazine April 2022

June 4th, 2022|Comments Off on Quarterly Financial Magazine April 2022

Inflation is the latest hot topic in financial news. CPI-based inflation was pegged at over 6% for the first quarter of 2022, and is likely to breach the 7% mark for April. View Magazine [...]

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Quarterly Financial Magazine November 2021

November 22nd, 2021|Comments Off on Quarterly Financial Magazine November 2021

India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic [...]

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Quarterly Financial Magazine August 2021

August 9th, 2021|Comments Off on Quarterly Financial Magazine August 2021

We are amidst a raging bull market, with valuations being the talk of the town. The current market environment is now becoming a bit uncertain, with some stocks having a run far ahead of [...]

Quarterly Financial Magazine April 2021

May 3rd, 2021|Comments Off on Quarterly Financial Magazine April 2021

As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will [...]