Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.
Unlocking Financial Success-Exploring the Psychology of Money
We are pleased to introduce "The Psychology of Money" by Morgan Housel, a remarkable book that delves into the intricate interplay between money and human behaviour. Housel, a highly regarded financial writer with extensive experience, [...]
Understanding Cashflow Committed vs. Net Worth Committed Mindsets
When it comes to personal finance, two distinct mindsets shape how we make financial decisions: the ‘CashFlow Committed’ mindset and the ‘NetWorth Committed’ mindset. These mindsets play a vital role in determining our financial [...]
Decode Rupee Cost Averaging (RCA) and Value Averaging: Strategies for Long-Term Investing
Investing in the financial market can be daunting, with its inherent volatility and uncertainty. Many investors are unsure how to navigate the market's ups and downs and make sound investment decisions. The temptation to [...]
Smart Investing: The Impact of Mutual Fund Fees on Your Investments
When investing in an Indian mutual fund, you combine your funds with other investors to purchase a diverse portfolio of securities that a mutual fund company manages. As with any service-based business, mutual fund [...]
Debt Mutual Funds in 2023: Tax Changes and Impact on Investors
The Union Budget 2023 brought some significant changes to the taxation of investments in Debt Mutual Funds (DMFs) in India. Earlier for Debt MFs held for over 3 years, investors were liable to be [...]
Retirement Planning: Starting Early is Key for Urban Indians
Have you secured your financial future for retirement? If not, you are probably not alone. A recent India Retirement Index Study revealed that retirement planning is a primary concern for urban Indians, with a [...]
Navigating the 2023 Union Budget: An In-depth Look
The Union Budget 2023 has brought some significant changes that will impact the lives of High Net Worth Individuals (HNIs). In this blog, we will take a closer look at these changes, and share [...]
Uncovering the Truth: P&L of Individual Traders in Equity F&O
The stock market is one of the world's most volatile and unpredictable financial markets. In recent years, the equity futures and options (F&O) segment has gained significant popularity among individual traders due to its [...]
Staying invested even through volatility
Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]
Why is “Time in the Market” better than “Timing the Market”?
A "buy low, sell high" approach is frequently related to timing the market. An investor might decide to sell shares of their equity investments, for instance, to protect a gain or avoid a loss if [...]
Lanka’s downfall and personal financial mismanagement – Drawing parallels
Sad to see how Sri Lanka's current situation has evolved. The governments that once held power made numerous errors in economic mismanagement over the years, which led to the current economic crisis that grew [...]
Economic Bubble – Explained!
The size of a soap bubble is dependent on the amount of air it envelopes. The more air blown in, the larger the surface of the bubble grows. Until it reaches its limits of [...]
Unlocking Financial Success-Exploring the Psychology of Money
We are pleased to introduce "The Psychology of Money" by Morgan Housel, a remarkable book that delves into the intricate interplay between money and human behaviour. Housel, a highly regarded financial writer with extensive experience, [...]
Balancing short-term paranoia with long-term optimism
"But you need short-term paranoia to keep you alive long enough to exploit long-term optimism." The quote suggests that having a short-term "paranoia" about money, or being cautious and mindful in managing one's finances [...]
A Methodical Approach to Financial Decision-making
People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]
Why are your returns lower than your portfolio’s returns?
An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% [...]
Control These 4 Biases to Enhance Your Investment Decisions.
Investments can be a significant step towards securing your assets with long-term visions for better returns. Decision-making skills are one of the main requisites for every investor. At every stage, investors need to ensure they [...]
Improving investment decisions with technology
The Indian financial landscape has witnessed significant changes over the last decade with the infusion of technology. Better known as Fintech in the domain, technology has changed much of how we originally carried out our [...]
Understanding Cashflow Committed vs. Net Worth Committed Mindsets
When it comes to personal finance, two distinct mindsets shape how we make financial decisions: the ‘CashFlow Committed’ mindset and the ‘NetWorth Committed’ mindset. These mindsets play a vital role in determining our financial [...]
Women in Finance: Driving Financial Inclusion and Empowering Households
Personal finance has long been considered a male-dominated field, but Indian women are breaking through that stereotype and taking control of their financial futures. In a post-pandemic world, a survey by Grow found that approximately [...]
Republic Day Special: Building Your Financial Future
As we celebrate the 74th anniversary of India's Republic Day, it's important to reflect on not just the progress and accomplishments of our nation but also on our personal life journey’s so far. Just [...]
The Value of Comprehensive Health Insurance in India
Recent data on health insurance in India shows that asset sales or loans finance 47% of rural and 31% of urban India's hospitalization costs. A health insurance plan or health scheme covers at least [...]
Money resolution tips for 2023
We all make resolutions at the beginning of the year, but they typically end up being forgotten by the time February rolls around. One reason for this is that we frequently set goals that are [...]
How do you manage inflation in personal finance?
Let this headline sink in. Retail inflation in the nation, as determined by the Consumer Price Index (CPI), decreased from 6.77 percent in October to 5.88 percent, an 11-month low. Inflation in the food [...]
Retirement Planning: Starting Early is Key for Urban Indians
Have you secured your financial future for retirement? If not, you are probably not alone. A recent India Retirement Index Study revealed that retirement planning is a primary concern for urban Indians, with a [...]
Future-Proofing Your Business & Wealth: Succession Planning with Private Trusts
Are you a business owner or an HNI? Have you ever thought about what would happen to your business if something unexpected were to happen to you? The sudden demise of business giants like [...]
The Future of Financial Advisory: Human, AI, or Both?
I asked Chat GPT to, “act as a financial advisor and tell me which investments are apt for me to accrue 5 crore by the time I turn 60.” The response: “As an AI [...]
NPS: A Viable Investment Avenue for Retirement Planning
In 2020, India was rated 34th out of 39 pension systems in terms of social security coverage. Despite progress, there is still a long road ahead in terms of increasing coverage under private pension [...]
Decode Rupee Cost Averaging (RCA) and Value Averaging: Strategies for Long-Term Investing
Investing in the financial market can be daunting, with its inherent volatility and uncertainty. Many investors are unsure how to navigate the market's ups and downs and make sound investment decisions. The temptation to [...]
Smart Investing: The Impact of Mutual Fund Fees on Your Investments
When investing in an Indian mutual fund, you combine your funds with other investors to purchase a diverse portfolio of securities that a mutual fund company manages. As with any service-based business, mutual fund [...]
Debt Mutual Funds in 2023: Tax Changes and Impact on Investors
The Union Budget 2023 brought some significant changes to the taxation of investments in Debt Mutual Funds (DMFs) in India. Earlier for Debt MFs held for over 3 years, investors were liable to be [...]
How to Choose the Right Mutual Funds: Important Considerations
Investing in mutual funds has become increasingly popular among High Net Worth Individuals (HNIs) and seasoned investors in India. However, with a plethora of mutual fund schemes available, it can be daunting to select [...]
Understanding Exit Load in Mutual Funds: What Investors Need to Know
When investing in mutual funds, it's important to understand the concept of exit load. This is a fee that some mutual fund companies charge investors when they redeem or sell their units within a [...]
Investing in direct equity? Ask these questions
The simplest definition of shares of a company is “ownership.” Anytime an investor purchases stock in a company, they automatically acquire a stake in that company. As a result, you are referred to as an [...]
Quarterly Financial Magazine October 2022
The life we create around can often be in conflict with the values we have within us. For instance, do our actions align with our values when it comes to money? Have you ever defined [...]
Quarterly Financial Magazine June 2022
An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline. [...]
Quarterly Financial Magazine April 2022
Inflation is the latest hot topic in financial news. CPI-based inflation was pegged at over 6% for the first quarter of 2022, and is likely to breach the 7% mark for April. View Magazine [...]
Quarterly Financial Magazine November 2021
India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic [...]
Quarterly Financial Magazine August 2021
We are amidst a raging bull market, with valuations being the talk of the town. The current market environment is now becoming a bit uncertain, with some stocks having a run far ahead of [...]
Quarterly Financial Magazine April 2021
As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will [...]