Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.
Staying invested even through volatility
Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]
How should loan repayments be planned?
Imagine a world free of debt. Even the mere idea of being debt-free can be so liberating. Debt is not only a burden financially; it can also be mentally taxing to know that you [...]
Quarterly Financial Magazine October 2022
The life we create around can often be in conflict with the values we have within us. For instance, do our actions align with our values when it comes to money? Have you ever defined [...]
Investing in direct equity? Ask these questions
The simplest definition of shares of a company is “ownership.” Anytime an investor purchases stock in a company, they automatically acquire a stake in that company. As a result, you are referred to as an [...]
Why is “Time in the Market” better than “Timing the Market”?
A "buy low, sell high" approach is frequently related to timing the market. An investor might decide to sell shares of their equity investments, for instance, to protect a gain or avoid a loss if [...]
Why are your returns lower than your portfolio’s returns?
An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% [...]
Staying invested even through volatility
Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]
Why is “Time in the Market” better than “Timing the Market”?
A "buy low, sell high" approach is frequently related to timing the market. An investor might decide to sell shares of their equity investments, for instance, to protect a gain or avoid a loss if [...]
Lanka’s downfall and personal financial mismanagement – Drawing parallels
Sad to see how Sri Lanka's current situation has evolved. The governments that once held power made numerous errors in economic mismanagement over the years, which led to the current economic crisis that grew [...]
Economic Bubble – Explained!
The size of a soap bubble is dependent on the amount of air it envelopes. The more air blown in, the larger the surface of the bubble grows. Until it reaches its limits of [...]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]
The History of Inflation in India: A Glimpse into Investment Decisions
Today, surging high petroleum and LPG gas prices top the list of topics in a conversation. Consumers are having a hard time digesting the steep increase in the cost of essential commodities, which goes up [...]
Why are your returns lower than your portfolio’s returns?
An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% [...]
Control These 4 Biases to Enhance Your Investment Decisions.
Investments can be a significant step towards securing your assets with long-term visions for better returns. Decision-making skills are one of the main requisites for every investor. At every stage, investors need to ensure they [...]
Improving investment decisions with technology
The Indian financial landscape has witnessed significant changes over the last decade with the infusion of technology. Better known as Fintech in the domain, technology has changed much of how we originally carried out our [...]
Do heuristics affect your capacity for decision-making?
Our brain works in mysterious ways with all the unfathomable information it stores and processes. It all seems a little incomprehensible to an ordinary man. However, scientific beliefs indicate how specific mechanisms lead to [...]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]
4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster
When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we [...]
How should loan repayments be planned?
Imagine a world free of debt. Even the mere idea of being debt-free can be so liberating. Debt is not only a burden financially; it can also be mentally taxing to know that you [...]
Money management for Kids – Toddler to Teenager
It's never too early to start teaching your kids about money, even when they're tiny. The financial lessons they learn as children will serve as the foundation for the habits they develop as they get [...]
4 pieces of underrated financial advice you must know
A wealth of information is available to you to get you started when it comes to saving and investing. Many will share the nuances of first getting started with creating an emergency fund, investing [...]
5 money lessons from Lord Ganesha we all need to learn
In the pantheon of Hinduism, Lord Ganesha holds the unique position of being the first lord to be worshipped. Whether it is any occasion or a religious ceremony, Ganesh puja is a must. In [...]
Financial Independence: This way!
Relative to where you are in life, the concept of financial freedom can vary. For a 20-year-old, it's the freedom to indulgently shop without parental permission. It is the capacity to pay for a [...]
Asset allocation versus portfolio diversification: What’s the difference?
Global markets are highly unpredictable, and the economic fundamentals always remain in flux. In such markets, investor sentiment can turn on a dime. When it comes to the financial market, there are very few [...]
4 causes of retirement planning failure
The significance of retirement planning is understood by almost everyone. However, it will be challenging to retire comfortably if you don't make good financial plans. Nowadays, a lot more people avoid retirement planning instead [...]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]
Going beneath the Iceberg’s tip: What do Financial advisors really do?
It is quite impossible to add ‘managing Finance’ and ‘walking in the park’ in the same sentence, especially while handling the financial assets of another individual. It takes a lot of effort to zoom [...]
Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?
In an address at a Wealth Creation Summit, veteran investor Mr. Ramesh Damani stressed the essential step of saving early in life. He described how prudent investing behavior could turn an amount of Rs [...]
Investing in direct equity? Ask these questions
The simplest definition of shares of a company is “ownership.” Anytime an investor purchases stock in a company, they automatically acquire a stake in that company. As a result, you are referred to as an [...]
Avoid Common Asset Allocation Mistakes for Sound Investing
Every investor typically takes a different approach when it comes to mapping their financial goals based on their investment horizon and risk tolerance. To create the ideal investment portfolio and maximize returns, thorough market research [...]
Choosing between Mutual Funds and Direct Stocks
There are many fundamental differences between stocks and mutual funds in the world of investing. The investment style and management of the two instruments vary, starting with the risks involved and ROIs. You should [...]
4 reasons why people don’t buy stocks?
Since the stock market was first introduced to the Indian economy, there have been persistent feelings of fear, reluctance, and ignorance about it by some individual investors. When it comes to purchasing stocks, there [...]
5 things to consider in 2022 before investing in ETFs
ETFs are gradually starting to shake up the asset management sector. They have an advantage over other investment vehicles because they are low-cost passive index funds that can be traded on the capital market [...]
To STP or not to STP
Do you have a corpus ready to be invested? It could be arrears in salary, a bonus, an endowment, a profit from a successful business deal, or a matured investment. Letting the corpus lie [...]
Quarterly Financial Magazine October 2022
The life we create around can often be in conflict with the values we have within us. For instance, do our actions align with our values when it comes to money? Have you ever defined [...]
Quarterly Financial Magazine June 2022
An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline. [...]
Quarterly Financial Magazine April 2022
Inflation is the latest hot topic in financial news. CPI-based inflation was pegged at over 6% for the first quarter of 2022, and is likely to breach the 7% mark for April. View Magazine [...]
Quarterly Financial Magazine November 2021
India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic [...]
Quarterly Financial Magazine August 2021
We are amidst a raging bull market, with valuations being the talk of the town. The current market environment is now becoming a bit uncertain, with some stocks having a run far ahead of [...]
Quarterly Financial Magazine April 2021
As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will [...]