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Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.

  • blog-how-do-you-manage-inflation-in-personal-finance

How do you manage inflation in personal finance?

December 20th, 2022|Comments Off on How do you manage inflation in personal finance?

Let this headline sink in. Retail inflation in the nation, as determined by the Consumer Price Index (CPI), decreased from 6.77 percent in October to 5.88 percent, an 11-month low. Inflation in the food [...]

Monthly Average Balance in Savings Account: What, How, and Why

December 13th, 2022|Comments Off on Monthly Average Balance in Savings Account: What, How, and Why

Let this headline sink in. According to information obtained through an RTI filed in 2017, SBI had received Rs235 crore in fines from 3.89 crore normal savings accounts for failing to maintain a monthly [...]

Which vehicle-a Mercedes or a SIP-would you pick?

December 6th, 2022|Comments Off on Which vehicle-a Mercedes or a SIP-would you pick?

If you haven't been living under a rock, you've probably heard about the current trending debate on SIPs being the luxury automaker's main rival in India. The argument is pertinent in the Indian context [...]

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A Methodical Approach to Financial Decision-making

November 29th, 2022|Comments Off on A Methodical Approach to Financial Decision-making

People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]

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Staying invested even through volatility

November 21st, 2022|Comments Off on Staying invested even through volatility

Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]

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How should loan repayments be planned?

November 15th, 2022|Comments Off on How should loan repayments be planned?

Imagine a world free of debt. Even the mere idea of being debt-free can be so liberating. Debt is not only a burden financially; it can also be mentally taxing to know that you [...]

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Can equities hedge inflation?

February 11th, 2022|Comments Off on Can equities hedge inflation?

What is inflation? Inflation is defined as an increase in the price of goods and services over time, devaluing the currency's buying power. Inflation can be broadly defined under two categories: Demand-pull inflation - [...]

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Is it wise to invest in residential real estate as an investment?

December 10th, 2021|Comments Off on Is it wise to invest in residential real estate as an investment?

India is among the top 10 price-appreciating housing markets internationally.- IBEF Thanks to urbanization and growing household incomes, India is witnessing a steady rise in demand for residential properties. According to statistics, Bengaluru, Chennai, Ahmedabad, [...]

  • blog-macro-based-investing

Macro based investing: What, How & Where?

November 18th, 2021|Comments Off on Macro based investing: What, How & Where?

Look before you leap. We are all aware of the importance of studying the market before we commit to making any investments. In this article, we will take a look at an alternative approach [...]

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Making sense of todays markets – Manoeuvring through Volatility

October 1st, 2021|Comments Off on Making sense of todays markets – Manoeuvring through Volatility

In the past year, the Indian financial market has proven its buoyancy. Indices have been soaring; Nifty is up by approximately 55%, while Nifty Midcap and Small cap are up by nearly 80%.We entered the [...]

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4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster

May 2nd, 2022|Comments Off on 4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster

When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we [...]

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The Indian Woman Investor

March 8th, 2022|Comments Off on The Indian Woman Investor

One in three Indian women do not invest their money.- Women & Money Power 2022 Investing means different things to different women. A single mother's investment strategy should differ from a single woman's. And, unlike [...]

  • blog-longterm-equity-investing

Why the need for long-term in equity investing?

February 25th, 2022|Comments Off on Why the need for long-term in equity investing?

With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and [...]

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This Diwali Embrace 4 Profitable Financial Habits

October 29th, 2021|Comments Off on This Diwali Embrace 4 Profitable Financial Habits

Diwali, the festival of lights, celebrates the triumph of Lord Rama’s return after an eventful victory over Ravana. Goddess Laxmi, the deity of wealth, is also worshipped during this festivity. Being the most famous [...]

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4 investment mantras to learn from Lord Ganesh’s physical traits

September 17th, 2021|Comments Off on 4 investment mantras to learn from Lord Ganesh’s physical traits

Festive seasons ignite a sense of belonging, devotion, and powerful expression. During these festivities of Lord Ganesh, I could not help but contemplate on his physical traits and how they have so much to [...]

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Way ahead for Equities – Pandemic at bay, market at play

June 9th, 2021|Comments Off on Way ahead for Equities – Pandemic at bay, market at play

Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting [...]

Money management for Kids – Toddler to Teenager

September 19th, 2022|Comments Off on Money management for Kids – Toddler to Teenager

It's never too early to start teaching your kids about money, even when they're tiny. The financial lessons they learn as children will serve as the foundation for the habits they develop as they get [...]

4 pieces of underrated financial advice you must know

September 6th, 2022|Comments Off on 4 pieces of underrated financial advice you must know

A wealth of information is available to you to get you started when it comes to saving and investing. Many will share the nuances of first getting started with creating an emergency fund, investing [...]

5 money lessons from Lord Ganesha we all need to learn

August 30th, 2022|Comments Off on 5 money lessons from Lord Ganesha we all need to learn

In the pantheon of Hinduism, Lord Ganesha holds the unique position of being the first lord to be worshipped. Whether it is any occasion or a religious ceremony, Ganesh puja is a must. In [...]

Financial Independence: This way!

August 16th, 2022|Comments Off on Financial Independence: This way!

Relative to where you are in life, the concept of financial freedom can vary. For a 20-year-old, it's the freedom to indulgently shop without parental permission. It is the capacity to pay for a [...]

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How Your Financial Plan Can Change Your Childs Future

June 6th, 2022|Comments Off on How Your Financial Plan Can Change Your Childs Future

Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]

  • Going beneath the Iceberg’s tip: What do Financial advisors really do?

Going beneath the Iceberg’s tip: What do Financial advisors really do?

April 1st, 2022|Comments Off on Going beneath the Iceberg’s tip: What do Financial advisors really do?

It is quite impossible to add ‘managing Finance’ and ‘walking in the park’ in the same sentence, especially while handling the financial assets of another individual. It takes a lot of effort to zoom [...]

Balancing and rebalancing your portfolio

September 3rd, 2021|Comments Off on Balancing and rebalancing your portfolio

Investing in financial markets comes with risks and rewards. And, investing your hard-earned money in a single asset class is an approach. It can increase the risk of loss due to market fluctuations or [...]

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How many funds should an ideal portfolio have?

August 30th, 2021|Comments Off on How many funds should an ideal portfolio have?

Diversification aids in risk reduction, but it is ineffective if not executed correctly. Diversification is a rather basic concept. Different asset classes perform differently in various market cycles. So also, every asset class has [...]

  • blog-to-stp-or-not-to-stp

To STP or not to STP

May 30th, 2022|Comments Off on To STP or not to STP

Do you have a corpus ready to be invested? It could be arrears in salary, a bonus, an endowment, a profit from a successful business deal, or a matured investment. Letting the corpus lie [...]

  • higher return

Make your Money Work for You

April 22nd, 2019|Comments Off on Make your Money Work for You

In our previous article, we emphasized the importance of the value of time to build one’s portfolio. However, the rate of return generated also plays an equally vital role when it comes to planning for [...]

  • Budget-2021

Budget 2021

February 2nd, 2021|Comments Off on Budget 2021

Announcing the budget, honourable finance minister, Nirmala Sitharaman said the Budget proposals for 2021-12 rest on six pillars including — health & well-being, physical & financial capital & infrastructure, inclusive development for aspirational India, [...]

Quarterly Financial Magazine-January 2021

January 25th, 2021|Comments Off on Quarterly Financial Magazine-January 2021

The year gone by gave us a strong reminder of the importance of a financial plan and to summarize money success in a single word it would be “survival”. I feel Capitalism is hard, [...]

Research Methodology

November 6th, 2020|Comments Off on Research Methodology

There is plethora of investment ideas and opportunities to choose from. To identify the best investment avenue suitable for our clients from a wide range of products such as PMS, mutual funds, and various [...]

Magazine – October 2020

October 17th, 2020|Comments Off on Magazine – October 2020

All of us want financial freedom or wellness. We want to live a life where we do not have stress, anxiety and concern about money.In my regular interactions with clients, I often get asked [...]

Magazine – July 2020

July 17th, 2020|Comments Off on Magazine – July 2020

Sectors such as travel and tourism, hospitality, retail, and aviation may get impacted the most by changing consumer preferences. Sectors such as four-wheeler auto, infrastructure and capital goods, and real estate and construction have been [...]