Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.
How do you manage inflation in personal finance?
Let this headline sink in. Retail inflation in the nation, as determined by the Consumer Price Index (CPI), decreased from 6.77 percent in October to 5.88 percent, an 11-month low. Inflation in the food [...]
Monthly Average Balance in Savings Account: What, How, and Why
Let this headline sink in. According to information obtained through an RTI filed in 2017, SBI had received Rs235 crore in fines from 3.89 crore normal savings accounts for failing to maintain a monthly [...]
Which vehicle-a Mercedes or a SIP-would you pick?
If you haven't been living under a rock, you've probably heard about the current trending debate on SIPs being the luxury automaker's main rival in India. The argument is pertinent in the Indian context [...]
A Methodical Approach to Financial Decision-making
People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]
Staying invested even through volatility
Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]
How should loan repayments be planned?
Imagine a world free of debt. Even the mere idea of being debt-free can be so liberating. Debt is not only a burden financially; it can also be mentally taxing to know that you [...]
The History of Inflation in India: A Glimpse into Investment Decisions
Today, surging high petroleum and LPG gas prices top the list of topics in a conversation. Consumers are having a hard time digesting the steep increase in the cost of essential commodities, which goes up [...]
Interest Rates, Inflation, and the Debt Markets – The Interplay
Central banks across the globe are established to stabilize economic activity and promote prosperity. One of the ways they do this is by controlling the rates by which banks borrow money from other large [...]
Can equities hedge inflation?
What is inflation? Inflation is defined as an increase in the price of goods and services over time, devaluing the currency's buying power. Inflation can be broadly defined under two categories: Demand-pull inflation - [...]
Is it wise to invest in residential real estate as an investment?
India is among the top 10 price-appreciating housing markets internationally.- IBEF Thanks to urbanization and growing household incomes, India is witnessing a steady rise in demand for residential properties. According to statistics, Bengaluru, Chennai, Ahmedabad, [...]
Macro based investing: What, How & Where?
Look before you leap. We are all aware of the importance of studying the market before we commit to making any investments. In this article, we will take a look at an alternative approach [...]
Making sense of todays markets – Manoeuvring through Volatility
In the past year, the Indian financial market has proven its buoyancy. Indices have been soaring; Nifty is up by approximately 55%, while Nifty Midcap and Small cap are up by nearly 80%.We entered the [...]
4 Learnings from Becker & Tyson on how NOT to be a Financial Disaster
When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we [...]
The Indian Woman Investor
One in three Indian women do not invest their money.- Women & Money Power 2022 Investing means different things to different women. A single mother's investment strategy should differ from a single woman's. And, unlike [...]
Why the need for long-term in equity investing?
With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and [...]
This Diwali Embrace 4 Profitable Financial Habits
Diwali, the festival of lights, celebrates the triumph of Lord Rama’s return after an eventful victory over Ravana. Goddess Laxmi, the deity of wealth, is also worshipped during this festivity. Being the most famous [...]
4 investment mantras to learn from Lord Ganesh’s physical traits
Festive seasons ignite a sense of belonging, devotion, and powerful expression. During these festivities of Lord Ganesh, I could not help but contemplate on his physical traits and how they have so much to [...]
Way ahead for Equities – Pandemic at bay, market at play
Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting [...]
Money management for Kids – Toddler to Teenager
It's never too early to start teaching your kids about money, even when they're tiny. The financial lessons they learn as children will serve as the foundation for the habits they develop as they get [...]
4 pieces of underrated financial advice you must know
A wealth of information is available to you to get you started when it comes to saving and investing. Many will share the nuances of first getting started with creating an emergency fund, investing [...]
5 money lessons from Lord Ganesha we all need to learn
In the pantheon of Hinduism, Lord Ganesha holds the unique position of being the first lord to be worshipped. Whether it is any occasion or a religious ceremony, Ganesh puja is a must. In [...]
Financial Independence: This way!
Relative to where you are in life, the concept of financial freedom can vary. For a 20-year-old, it's the freedom to indulgently shop without parental permission. It is the capacity to pay for a [...]
Asset allocation versus portfolio diversification: What’s the difference?
Global markets are highly unpredictable, and the economic fundamentals always remain in flux. In such markets, investor sentiment can turn on a dime. When it comes to the financial market, there are very few [...]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]
Going beneath the Iceberg’s tip: What do Financial advisors really do?
It is quite impossible to add ‘managing Finance’ and ‘walking in the park’ in the same sentence, especially while handling the financial assets of another individual. It takes a lot of effort to zoom [...]
Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?
In an address at a Wealth Creation Summit, veteran investor Mr. Ramesh Damani stressed the essential step of saving early in life. He described how prudent investing behavior could turn an amount of Rs [...]
Balancing and rebalancing your portfolio
Investing in financial markets comes with risks and rewards. And, investing your hard-earned money in a single asset class is an approach. It can increase the risk of loss due to market fluctuations or [...]
How many funds should an ideal portfolio have?
Diversification aids in risk reduction, but it is ineffective if not executed correctly. Diversification is a rather basic concept. Different asset classes perform differently in various market cycles. So also, every asset class has [...]
To STP or not to STP
Do you have a corpus ready to be invested? It could be arrears in salary, a bonus, an endowment, a profit from a successful business deal, or a matured investment. Letting the corpus lie [...]
Make your Money Work for You
In our previous article, we emphasized the importance of the value of time to build one’s portfolio. However, the rate of return generated also plays an equally vital role when it comes to planning for [...]
Budget 2021
Announcing the budget, honourable finance minister, Nirmala Sitharaman said the Budget proposals for 2021-12 rest on six pillars including — health & well-being, physical & financial capital & infrastructure, inclusive development for aspirational India, [...]
Quarterly Financial Magazine-January 2021
The year gone by gave us a strong reminder of the importance of a financial plan and to summarize money success in a single word it would be “survival”. I feel Capitalism is hard, [...]
Research Methodology
There is plethora of investment ideas and opportunities to choose from. To identify the best investment avenue suitable for our clients from a wide range of products such as PMS, mutual funds, and various [...]
Magazine – October 2020
All of us want financial freedom or wellness. We want to live a life where we do not have stress, anxiety and concern about money.In my regular interactions with clients, I often get asked [...]
Magazine – July 2020
Sectors such as travel and tourism, hospitality, retail, and aviation may get impacted the most by changing consumer preferences. Sectors such as four-wheeler auto, infrastructure and capital goods, and real estate and construction have been [...]
Magazine – April 2020
TBNG Magazine April 2020 View Magazine