We are TBNG, a SEBI Registered Investment Advisory Firm. Our extensive experience in the investment advisory business spans over successful and proficient 2 decades. We have mentored a myriad of entrepreneurs, professionals, business heads and families. Here is how:
BEHAVIOUR COACHING

Behaviour coaching in finance is the science between how people think and act when it comes to financial decisions. The problem occurs when we allow our fast, intuitive system to make decisions. Fear crushes greed, the pain of losses overrides the joy of subsequent profits. Here, educating investors on behavioural aspects of investing and helping them stay one step ahead and focus on financial goals is the key. We help you inculcate habits of making informed decisions to react positively to every market situation. This translates into excellent investor returns.
ASSET ALLOCATION
Asset allocation involves carefully choosing an assortment of investments that blend well with your income, stage of life, risk appetite and established financial goals. But, keeping abreast with a multitude of investment products and extremely volatile markets can be a herculean task. Rest easy! Our experts at TBNG, meticulously devise, regulate and modify your asset allocation strategy. Subsequently, they regularly review your portfolio to ensure it maintains the perfect asset mix, based on market scenarios. This ensures your investments are continually under surveillance.
REBALANCING STRATEGY
Rebalancing a portfolio provides protection and discipline in the investment strategy. Over a period of time varied assets yield varied returns, which in-turn may modify your original asset allocation which are linked to your goals. Over time even your needs change, develop and grow. Through our routine check-up we compute your current risk apetite and appropriately rebalance your investments to restore your portfolio’s original asset allocation. Our aim is to minimize risks, maximize returns and assist you while you follow the path to achieve your goals.
TAX EFFICIENT AND LOW COST STRATEGY
Keep investing and staying invested is the key to collecting a corpus of wealth. But an inefficient tax strategy can diminish your gains. A tax-conscious investment strategy makes a substantial difference to your portfolio’s ultimate size. At TBNG, we ensure all angles of tax savings are considered before we make our recommendations. Tax efficiency is equally important for both short-term as well as long-term investing. And we ensure your income is safely parked in the appropriate tax-saving instruments.
CASE STUDY
Professional Profile : Partner of a Global Consulting firm
Dependents : Wife and Two Daughters
Goal identified : Graduation & Post Graduation expenses for his daughters Retirement planning Inadequate Life cover.

- No vision for Money.
- Good cash flows but channelization of same was inefficient with most of them flowing to fixed deposits & saving A/C.
- Inadequate Life cover.

- Risk profiling to identify ideal asset allocation.
- Ideal Human life value to be identified.
- Asset Allocation needs to be in aggressive asset classes as holding period for the same was available.

- Returns expectation moved from post tax 6% – 7% to 14% – 15% in long term.
- Daughter got admission in prestigious US College with no loan requirement & funded through focused investments.
- Family is adequately covered with term insurance & health cover.
- In last years We helped them build current assets closer with regular investments and achieved IRR returns of 21% in last 7 years.