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Which investments assist in tax saving?

Household savings are primarily held in fixed deposits, states the Reserve Bank of India's (RBI) annual report 2022. Fixed deposits account for 6% of gross national disposable income (GNPI), while equities account for 0.5%. However, there is a larger issue impeding wealth growth: tax inefficiency. People are so focused on tax deductions that they [...]

By |2023-01-03T06:02:05+00:00January 3rd, 2023|All, Financial Planning|0 Comments

Which vehicle-a Mercedes or a SIP-would you pick?

If you haven't been living under a rock, you've probably heard about the current trending debate on SIPs being the luxury automaker's main rival in India. The argument is pertinent in the Indian context because there is a much greater emphasis on saving than there is in the west. There aren't any reliable state-run [...]

By |2022-12-06T05:27:41+00:00December 6th, 2022|All, Financial Planning|Comments Off on Which vehicle-a Mercedes or a SIP-would you pick?

4 causes of retirement planning failure

The significance of retirement planning is understood by almost everyone. However, it will be challenging to retire comfortably if you don't make good financial plans. Nowadays, a lot more people avoid retirement planning instead of making plans for the future. Even though retirement planning is essential, many people often come up with justifications for [...]

By |2022-07-12T06:37:17+00:00July 12th, 2022|All, Financial Planning|Comments Off on 4 causes of retirement planning failure

How Your Financial Plan Can Change Your Childs Future

Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You should start early so that your child has a solid financial foundation that is not debt-ridden when they are ready [...]

By |2022-06-06T11:02:37+00:00June 6th, 2022|All, Behaviour Finance, Financial Planning, Markets, Personal Finance|Comments Off on How Your Financial Plan Can Change Your Childs Future

Going beneath the Iceberg’s tip: What do Financial advisors really do?

It is quite impossible to add ‘managing Finance’ and ‘walking in the park’ in the same sentence, especially while handling the financial assets of another individual. It takes a lot of effort to zoom out to look at the whole financial map of a person and advise them accordingly. People who define financial planning [...]

By |2022-04-01T11:23:43+00:00April 1st, 2022|All, Financial Planning|Comments Off on Going beneath the Iceberg’s tip: What do Financial advisors really do?

Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?

In an address at a Wealth Creation Summit, veteran investor Mr. Ramesh Damani stressed the essential step of saving early in life. He described how prudent investing behavior could turn an amount of Rs 10 lakh per year into a mind-boggling Rs 100 crore within a span of 30 years. While the mathematics of [...]

By |2022-01-27T10:20:04+00:00January 27th, 2022|All, Financial Planning|Comments Off on Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?

Balancing and rebalancing your portfolio

Investing in financial markets comes with risks and rewards. And, investing your hard-earned money in a single asset class is an approach. It can increase the risk of loss due to market fluctuations or offer negligible returns if invested in safe fixed-return instruments alone. Every investor wants to know, ‘How can I reduce the [...]

By |2021-09-03T06:10:28+00:00September 3rd, 2021|All, Financial Planning|Comments Off on Balancing and rebalancing your portfolio

How many funds should an ideal portfolio have?

Diversification aids in risk reduction, but it is ineffective if not executed correctly. Diversification is a rather basic concept. Different asset classes perform differently in various market cycles. So also, every asset class has its upswing and downturns. The secret sauce to profitable fund investments is the right amount of diversification. Investing in too [...]

By |2021-08-30T06:42:53+00:00August 30th, 2021|All, Financial Planning|Comments Off on How many funds should an ideal portfolio have?

Are investing in Index Funds a smart strategy?

Let’s get down to basics first: What are index funds? Index funds are a form of passive investment that seeks to mimic the portfolio of their benchmark index and are constructed to trace the components and return of that specific market index. As a result, Index Funds offer broad market exposure, relatively low operating [...]

By |2021-07-07T11:27:58+00:00June 23rd, 2021|All, Financial Planning|Comments Off on Are investing in Index Funds a smart strategy?

Investing for tomorrow: The Banking and Financial Sector

The financial sector is the backbone of an economy signifying the economic strength of a country. Quoting RBI Governor Shaktikanta Das in a recent interview with Economic Times, he relates to the past global financial crisis and how the Indian economy and financial sector this time around was far more resilient in many aspects. [...]

By |2020-11-26T09:50:22+00:00September 25th, 2020|All, Financial Planning|Comments Off on Investing for tomorrow: The Banking and Financial Sector
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