Less than a decade ago, people favoured tailor-made clothing and off-the-shelf financial solutions, educational programs, and so on. Today, people choose off-the-rack apparel but request customized products and services. The same is true for the assets we pick, the educational avenues we choose, and other lifestyle needs we invest in. Take education, for instance. [...]
India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic has been an eye-opener for everybody, reinforcing the absolute need to achieve financial independence, few have taken heed. 51 percent [...]
Look before you leap. We are all aware of the importance of studying the market before we commit to making any investments. In this article, we will take a look at an alternative approach to timing the market. We will explore Macro Investing and how it differs from the conventional bottom-up approach to investing. [...]
Diwali, the festival of lights, celebrates the triumph of Lord Rama’s return after an eventful victory over Ravana. Goddess Laxmi, the deity of wealth, is also worshipped during this festivity. Being the most famous festival of India, celebrations are carried out with grandeur and splendour all across India. Diwali calls for family gatherings, traditional [...]
When it comes to our health, we ensure to take great care of ourselves. We visit a doctor, take medication, go for regular check-ups, eat healthily, and whatnot. But how about our personal finances? What do we do when our finances are out of sorts? Rahul failed to realize his financial plan was lopsided, [...]
Dusshera is one of the most significant festivals celebrated across the length and breadth of India in its full grandiosity and fanfare. Also popularly known as Vijayadashami in southern parts of the country, Dusshera marks the victory of good over evil. As per mythology, it is celebrated in connotation to three different events. In [...]
“A good plan, violently executed now, is better than a perfect plan next week.” - George S. Patton If Covid wreaked havoc on your personal finances, then it is high time you considered planning your finances more prudently. What is Financial Planning? Financial planning is mapping out simple yet effective strategies to achieve one’s [...]
In the past year, the Indian financial market has proven its buoyancy. Indices have been soaring; Nifty is up by approximately 55%, while Nifty Midcap and Small cap are up by nearly 80%.We entered the pandemic when the GDP growth was at a 15 year low. The corporate profit to GDP in FY 19-20 was [...]
Festive seasons ignite a sense of belonging, devotion, and powerful expression. During these festivities of Lord Ganesh, I could not help but contemplate on his physical traits and how they have so much to teach us human beings. As I deep-dived into his attributes, I could not help but link them to my learnings [...]
Nearly 50% of investors in the sub 40 year age group get their investing information and ideas from social media influencers and research. – CNBC, Mad about Markets poll. As financial literacy gains traction, a growing number of investors today are interested in gaining a better understanding of their investment journey. They prefer selecting [...]
