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P2P Lending

While we know a lot about lending, P2P lending is fairly a new concept for us which got a little attention quite recently when RBI notified, that peer-to-peer lenders (P2P) companies will be treated as non-banking financial companies (NBFCs). What is P2P Lending To put simply Peer-to-peer lending is a new method of debt [...]

By |2020-08-20T20:06:14+05:30September 29th, 2019|All, Personal Finance|Comments Off on P2P Lending

Non-Convertible Debentures

Non-Convertible Debentures (NCDs) are fixed income products with a specific tenure and stipulated rate of interest income. It is issued by companies to raise long term funds through public issue without reducing the equity stake as these debentures cannot be converted. On maturity the principal amount along with accumulated interest is paid to the [...]

By |2020-08-20T20:37:04+05:30September 10th, 2019|All, Personal Finance|Comments Off on Non-Convertible Debentures

Lessons to Learn from Equity Markets

The stock market may be considered one of the greatest teachers of life. It goes beyond a marketplace for making material gains; rather it dwells deep in enrooting the meaning of success and failure in one’s life. When one starts investing in the equity market, one comprehends that persistence and dedication beat greed and [...]

By |2020-08-20T20:47:17+05:30August 31st, 2019|All, Markets|Comments Off on Lessons to Learn from Equity Markets

Financial independence and its underlying connotations

We know that we have to take some drastic steps to achieve financial independence. Though the technical definition is being independent of a regular monthly salary to fulfil our financial needs, the term “financial independence” may have some underlying connotations that you need to know in order to understand what it means to you [...]

By |2020-08-20T20:53:35+05:30August 22nd, 2019|All, Financial Planning|Comments Off on Financial independence and its underlying connotations

Financial Assets vs Physical Assets

Assets are widely known as anything that has value and return generating potential. It represents value of ownership. Investment asset can usually be of two types: Financial assets and Physical assets. Even though they seem similar, they are very different from each other based on their features and characteristics. Financial Assets It refers to [...]

By |2020-08-20T21:08:24+05:30July 9th, 2019|All, Personal Finance|Comments Off on Financial Assets vs Physical Assets

Asset Allocation

In our previous articles, we elaborated the benefits of diversification as well as the perils of over diversification in a portfolio. Essentially, asset allocation is an organized and effective method of diversification.  It is a strategy of dividing the investment portfolio across various asset classes and within an asset class. The basic purpose of [...]

By |2020-12-08T06:46:57+05:30May 16th, 2019|All, Markets|Comments Off on Asset Allocation

Importance of Focus in Investment

Life is like camera focus on what’s important & you’ll capture it perfectly!!!! Focus in life will keep you motivated & help you with a clear sense of purpose .Focus helps you grab onto your goals with ferocity. Focus is persistent & stubborn it won’t let go until the goal is achieved. Say if [...]

By |2020-08-20T21:41:04+05:30April 22nd, 2019|All, Personal Finance|Comments Off on Importance of Focus in Investment
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