The term “millennial” is used to define an individual born between the years 1981 and 1996, according to Pew Research. This generation makes up 46% of the country’s workforce and contributes 70% of the national household income, making them a key factor in spurring economic growth. Handling Finances The trend among the millennial generation [...]
The stock market may be considered one of the greatest teachers of life. It goes beyond a marketplace for making material gains; rather it dwells deep in enrooting the meaning of success and failure in one’s life. When one starts investing in the equity market, one comprehends that persistence and dedication beat greed and [...]
In our previous articles, we elaborated the benefits of diversification as well as the perils of over diversification in a portfolio. Essentially, asset allocation is an organized and effective method of diversification. It is a strategy of dividing the investment portfolio across various asset classes and within an asset class. The basic purpose of [...]
Over diversification is an aspect of portfolio building where investors usually end up adding an unnecessary number of stocks and/or mutual funds. An excessively diversified portfolio is invested in so many different vehicles or so many different asset classes that it limits the possibility of higher gains for no additional reduction in the levels [...]
Seesawing of stock market is a universally known truth which yet remains aggressively unaccepted by numerous investors. The thing to realize is that market volatility is inevitable. It's the nature of the markets to move up and down over the short-term. Trying to time the market is extremely difficult. One solution is to maintain a long-term horizon [...]
Over the course of time we have written several behavioral finance articles to share our knowledge with investors looking to create long term wealth. One can apply our Thinking Man advice from those articles with respect to the recent BSE Sensex crash. The sharp decline in the stock market has made everyone very tensed [...]
Deepavali, the festival of light, is one of India's biggest festivals. The festival marks the return of Lord Rama after defeating the demon King Ravana. We start our Diwali festival with offering our prayers to Lord Ganesha for welfare and prosperity and Goddess Lakshmi for wealth and wisdom. All the positive qualities that you [...]
