Whether you are a beginner and trying to stay on top of your finances or need some fresh inspiration to grow your wealth, our personal finance blogs will provide you with the needed guidance and knowledge to make the right money decisions.
Money resolution tips for 2023
We all make resolutions at the beginning of the year, but they typically end up being forgotten by the time February rolls around. One reason for this is that we frequently set goals that are [...]
How do you manage inflation in personal finance?
Let this headline sink in. Retail inflation in the nation, as determined by the Consumer Price Index (CPI), decreased from 6.77 percent in October to 5.88 percent, an 11-month low. Inflation in the food [...]
Monthly Average Balance in Savings Account: What, How, and Why
Let this headline sink in. According to information obtained through an RTI filed in 2017, SBI had received Rs235 crore in fines from 3.89 crore normal savings accounts for failing to maintain a monthly [...]
Which vehicle-a Mercedes or a SIP-would you pick?
If you haven't been living under a rock, you've probably heard about the current trending debate on SIPs being the luxury automaker's main rival in India. The argument is pertinent in the Indian context [...]
A Methodical Approach to Financial Decision-making
People with financial knowledge and decision-making skills may make good financial decisions by applying problem-solving approaches, critical thinking, and a solid understanding of core financial facts and ideas. Investors with excellent financial knowledge and decision-making [...]
Staying invested even through volatility
Investors can't help but wonder, "Trick or treat?" as US stock markets rally and a lower likelihood of a US recession erupts, which suggests inflation is plateauing. Indian market to is a bit volatile, with [...]
Making sense of todays markets – Manoeuvring through Volatility
In the past year, the Indian financial market has proven its buoyancy. Indices have been soaring; Nifty is up by approximately 55%, while Nifty Midcap and Small cap are up by nearly 80%.We entered the [...]
ABCs of investing in the tech theme
If there is one thing we cannot ignore, it is the rapid increase in digitization and innovation across the globe. Spurred by the pandemic, this tech wave has led to positive growth in the [...]
To Tech or not to Tech it?
You cannot ignore the rapid increase in digitization and innovation across the globe. Spurred by the pandemic, this tech wave has led to positive growth in the sector. In reflection of this emerging trend, [...]
Timing the market or time in the market?
The recent market rallies have left many novice investors in a tizzy. In hopes of timing the market right, their constant ‘wait to get in’ and ‘want to get out’ could be the cause [...]
Latest words of wisdom by the Oracle of Omaha – Warren Buffett
Even the Oracle of Omaha has seen a few firsts with this Pandemic at bay. For starters, it was the first time Buffett went virtual to report the recent financial performance of Berkshire Hathaway, [...]
Is the millennial generation financially savvy?
The term “millennial” is used to define an individual born between the years 1981 and 1996, according to Pew Research. This generation makes up 46% of the country’s workforce and contributes 70% of the [...]
Way ahead for Equities – Pandemic at bay, market at play
Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting [...]
Next 4 steps to overcome your biases and safeguard your investments
In our previous blog we covered the first 3 essential steps to overcome our biases and ensure our investment decisions are free from prejudice and financial pitfalls. Here, we cover the next 4 steps [...]
First 3 steps to overcome your biases and safeguard your investments
Biases have a strong influence over our decision-making capabilities and can distort the result of our decision. What is more astonishing is that we are unaware of our prejudices that can influence our choices [...]
Time to Overcome Biases in Investment Decisions
It is surprising to know that even the most seasoned investors are susceptible to investment blunders that arise from irrational reactions and emotional decision-making. Research has proven the gap between investor and investment returns [...]
6 traits that can help you achieve financial independence
Achieving financial freedom or in more trendy terms the acronym FIRE (which stands for Financial Independence, Retire Early), need not be an unachievable goal. Like every other activity, one undertakes, be it education, a [...]
Building your retirement investment portfolio the right way
Will you outlive your money in retirement?Lack of planning combined with a lack of prudence in investing appropriately for retirement could lead to the risk of you outliving your money. First of all, investors often [...]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You [...]
Modern Way of Investing by blending Active and Passive Strategy
Would you choose to duplicate market returns or strive to outperform them? Due to prevalent geopolitical unrest and a high inflationary environment, the current markets are volatile. Market volatility has been regarded as a [...]
How to start investing prudently from a young age?
In this interview with Sumaira Abidi on CNBC's MF Corner, Tarun Birani talks about the thought-provoking topic of saving and investing for students & young adults. The characteristics of Gen-Z are quite distinctive compared [...]
Personal finance lessons Holi teaches us
Holi, the celebration of colors, honors life in its manifestations. Our lives are filled with warmth and enthusiasm thanks to the brilliance of colors, laughter, and love. Holi embodies the accomplishment of good over [...]
An Investment Mindset
2.21 crore individual demat accounts were added in April-November 2021. - Economic Survey 2022 The financial year 2019-20 witnessed a monthly average of 4 lakh new Demat accounts being added . Scores of retail [...]
Can ESOPs help employees generate wealth?
What is inflation? The economy is opening up to newer shifts in professional practices, which works best in favor of employees of an organization, especially those who have a higher net worth. The growth of [...]
Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?
In an address at a Wealth Creation Summit, veteran investor Mr. Ramesh Damani stressed the essential step of saving early in life. He described how prudent investing behavior could turn an amount of Rs [...]
Balancing and rebalancing your portfolio
Investing in financial markets comes with risks and rewards. And, investing your hard-earned money in a single asset class is an approach. It can increase the risk of loss due to market fluctuations or [...]
How many funds should an ideal portfolio have?
Diversification aids in risk reduction, but it is ineffective if not executed correctly. Diversification is a rather basic concept. Different asset classes perform differently in various market cycles. So also, every asset class has [...]
Are investing in Index Funds a smart strategy?
Let’s get down to basics first: What are index funds? Index funds are a form of passive investment that seeks to mimic the portfolio of their benchmark index and are constructed to trace the [...]
Magazine – January 2020
TBNG Magazine January - 2020 View Magazine
TBNG Magazine – October 2019
Noise levels in current market are very high with everyday new case of defaults emerging and it is making investors nervous and rightly so as hard earned savings are at stake. Indian economy is [...]
Thinking Man Quarterly July 2019
There are four kinds of wealth i.e. Social, Physical, Emotional and Financial wealth. For example, a millionaire businessman in a hospitalwill not be able to enjoy financial wealth.So,unless... View Magazine
TBNG Magazine – April 2019
Indian equities surged in the month of March in a catch-up rally months of range-bound trading on the back of easing inflation giving rise to expectation of lower interest rates,strengthening rupee and record foreign [...]
TBNG Magazine – January 2019
Start of the year 2018 was marked by high optimism reflected in valuations, which were above historical average by a margin. Rising oil prices, depreciating Rupee, Rising interest rate, Default by IL&FS, liquidity and [...]
TBNG Magazine – October 2018
Indian Markets are going through correction and it is quite normal for investors to feel the heat and question their investment rationale. During last 30 days,India witnessed a series of events View Magazine [...]